Drunk Driving Violated Life Insurance Policy

Court Says Drunk Driving Violated Life Policy

Richmond, Va. Nov. 18 - ING Groep NV, the largest Dutch financial-services company, can refuse to pay a life insurance claim from the widow of a West Virginia man who drank before dying in a car crash, a federal appeals court in Richmond, Va., ruled.

Under terms of the policy, claims are payable only if an accident is "unexpected," the three-judge panel said. The man's blood-alcohol level was 50 percent higher than the legal limit, so he knowingly put himself at risk, the court said.

So the widow gets nothing because the husband was .12% and....death was to be expected? So am I "at risk" if I'm speeding? Riding a motorcycle? Why is sky diving not risky, but DUI is? Or are we looking at yet another example of the "DUI exception"?

If you have been arrested for drunk driving in Virginia you will need a Virginia DUI Attorney?